As a homeowner, unexpected repairs can derail your budget and peace of mind. Whether your HVAC system breaks in the middle of summer or your washing machine stops working before laundry day, these moments are stressful—and often expensive. That’s where home warranties come in. One of the leading providers in this industry is Choice Home Warranty (CHW), known for its comprehensive plans, budget-friendly pricing, and 24/7 customer support.
What Is a Home Warranty?
Unlike homeowners insurance, which covers damages from events like fires or natural disasters, a home warranty covers the repair or replacement of major home systems and appliances due to normal wear and tear. This includes plumbing, electrical systems, HVAC, water heaters, refrigerators, and more—depending on your coverage.
Overview of Choice Home Warranty
Founded in 2008, CHW has grown into one of the most recognized names in the home warranty space. They offer two primary plans:
Basic Plan: Covers most major appliances and systems.
Total Plan: Includes everything in the Basic Plan, plus air conditioning, refrigerator, and washer/dryer.
Both plans can be enhanced with optional add-ons for items like pools, spas, sump pumps, and septic systems.
Benefits of CHW
1. Cost-Effective Protection
With monthly premiums averaging $45–$65 and a standard $85 service call fee, CHW is affordable, especially compared to the potential cost of major repairs.
2. Easy Claim Process
Customers can file claims online or by phone 24/7. A technician is typically dispatched within 24–48 hours, ensuring prompt service.
3. Network of Trusted Technicians
CHW partners with certified service professionals nationwide. Homeowners don’t have to find a contractor on their own—CHW takes care of it.
4. Peace of Mind
With CHW, homeowners can budget more predictably and avoid unexpected expenses. A broken HVAC system that might cost $4,000 to replace could be covered under the plan for just the service fee.
Considerations Before Buying
Not All Repairs Are Covered: CHW doesn’t cover pre-existing conditions or damage from improper maintenance.
Coverage Limits: Most repairs or replacements are capped (often $3,000 per item annually).
Service Call Fee: $85 per incident, even if no repair is completed.
Is It Worth It?
For many homeowners—especially those with older appliances or systems—Choice Home Warranty can be a valuable financial safety net. While it won’t cover every issue, it dramatically reduces the cost of many common repairs.
Conclusion
If you’re looking for a reliable, cost-effective way to protect your home’s systems and appliances, Choice Home Warranty is a strong contender. With competitive pricing, wide coverage, and dependable customer service, it’s no wonder why thousands of homeowners choose CHW every year.