Pros and Cons of Choice Home Warranty: An Honest Review

Home warranties are a popular solution for homeowners looking to protect themselves from costly repairs. But not all home warranty companies are the same. Here’s an in-depth review of Choice Home Warranty to help you determine whether it’s the right fit for your home.

Pros of Choice Home Warranty
1. Comprehensive Plans
CHW offers two main coverage tiers that include most major appliances and systems. Optional add-ons make it easy to tailor coverage to your specific needs.

2. Competitive Pricing
Monthly premiums are affordable, especially considering the average cost of appliance repairs. Plus, the company frequently offers promotions and discounts for new customers.

3. 24/7 Claims
Their customer service is available around the clock, and claims can be made online or over the phone—making it easy for homeowners to get help when they need it.

4. Nationwide Coverage
CHW serves customers in almost every state, making it widely accessible.

5. Transferable Plans
If you sell your home, you can transfer your home warranty plan to the new owner, which can be a selling point in real estate transactions.

Cons of Choice Home Warranty
1. Limited Coverage on Some Items
Like most home warranties, not every repair is covered. Items with pre-existing issues or improper installation might be excluded.

2. Service Fee
Each claim comes with an $85 service call fee, which could add up if you make multiple claims in a year.

3. No Custom Plans
Unlike some competitors, CHW doesn’t allow fully customized plans. You must choose from the available coverage tiers and add-ons.

Customer Feedback
Customer reviews for CHW are mixed—some praise the fast response time and helpful service, while others mention claim denials due to exclusions. It’s essential to read the fine print and understand your contract before committing.

Verdict
CHW isn’t perfect, but it offers good value for the price. Homeowners looking for solid coverage and dependable customer support should consider it, especially if they have older appliances or systems.